Get a Lawsuit Loan to Make Ends Meet

Lawsuit loans let you get access to your settlement money fast. Pay bills, buy food, get the medical procedures you need, use your money the way you need to.

CALL (855) 581-9255

    • Pay nothing until your case is settled, which means no monthly payments.
    • No income needed. Your case is the only criteria we examine.
    • You credit stays pristine as the loan is taken out against your lawsuit and not your personal credit.
    • We work fast to get you the money you need.
    • Money without risk, if the case is lost you pay nothing

Don’t suffer while your case drags on, contact us today to see if we can get you a loan on your settlement today.

Call (855) 581-9255  today to Get Access to Cash on Your Lawsuit Settlement Lawsuit Loans

Cases That May Be Used to Get a Lawsuit Settlement Loan

  • Personal injury cases
  • Commercial disputes
  • Civil rights cases
  • Workers’ compensation
  • Medical malpractice
  • sexual harassment lawsuits

5 Fast Steps to Getting Settlement Funding

  1. Call us at (855) 581-9255 or fill out an on-line application form right here today and someone will get in touch with you ASAP!
  2. We contact your attorney’s office to request documentation on your case.
  3. Once we receive all supporting documents, your case is submitted for review by our top-notch team of underwriting attorneys
  4. When your application is approved, you and your attorney will receive a contract for sign-off.
  5. Upon proper contract completion, you receive your money.

What Is Required to Get a Settlement Loan

  • Police report/Incident report/Ambulance report: This tells us that the defendant is liable for the accident/incident and most importantly the date that the accident happened
  • Copy of complaint or lawsuit filed, if available: This tells us that your case is mature and has been carefully reviewed
  • Insurance Carrier name and policy limits – this helps us determine your case’s value and worth and how much “room” there is for lawsuit cash advance
  • Depending on the type of case, all medical and treatment report

What Are Lawsuit Loans

Lawsuit loans are the financial bridge that allows plaintiffs and law firms to receive a cash advance on the expected proceeds of their case.  The settlement loans are provided through a lawsuit funding company.  In strict terms, lawsuit settlement loans are non-recourse legal funding and not a loan at all.  The only collateral on the cash advance is the lawsuit itself.  Lawsuit funding companies provide settlement loans to litigants in exchange for a share of the proceeds of the settlement or judgment.  Many times the term “loans” is used when referring to lawsuit settlement loans, but technically unlike a “loan”, if the lawsuit goes to trial and the plaintiff loses, the third party settlement funding company receives nothing and loses the money they have invested in the case.  In a nutshell, if the plaintiff is not awarded a settlement, he does not owe any money to the lawsuit cash advance company. As a result, to qualify for a lawsuit cash advance, a case is first reviewed by an underwriter.

Lawsuit settlement loans are available in most states in the United States. The settlement funding mechanism is most commonly used in personal injury cases. However, a lawsuit cash advance may also be used to finance commercial disputes, civil rights cases, workers’ compensation, medical malpractice, and sexual harassment lawsuits. The amount of cash that a plaintiff may receive on a lawsuit loan depends on various but specific underwriting criteria.  This amount ranges around 10 to 15 percent of the estimated settlement. Different lawsuit cash advance companies charge different interest rates, depending on the degree and the type of case under review.

What types of cases are eligible for a lawsuit cash advance?

Lawsuit loans companies provide plaintiffs with a financial mechanism for dealing with the time that it takes to settle their case.  Most often it is plaintiffs without strong financial resources seeking settlement loans. Lawsuit settlement loans companies also provide the cash advance in an upfront lump sum of money.  Money received from lawsuit settlement loans companies can generally be used for whatever purpose the plaintiff needs the cash for including living expenses.

What is the difference between a lawsuit cash advance and a loan?

People often confuse a lawsuit cash advance with what most layperson thinks of as a loan. The main difference between lawsuit loans and a personal loan is that the money does not have to be paid back if the lawsuit goes to trial and the plaintiff loses his case.   No payments have to be made unless the case settles with a cash dispersed from the defendant’s insurance company.  Settlement loans are not reported to any credit company since it is not a real “loan”.  Therefore, your credit will not be affected.

Why Do Plaintiffs Look for Lawsuit Loans

Lawsuits are time-consuming, pricey, and can be a huge financial burden. Lawsuit settlement loans can help fill in the financial gaps during the process of a lawsuit, which never has a set time frame. Settlement funding can be used for personal expenses such as to pay for rent, unpaid bills, medical bills and credit debt. A lawsuit cash advance can also be used to benefit the family members; such has to keep a child in college or to pay child support. The funds can be used for medical expenses like expensive surgical procedures and other required medical treatments that otherwise would not have been completed without the help of a settlement loan. It is estimated that 62% of settlement funding is used by plaintiffs to pay for non-legal expenses.

Why Is It Necessary to Get a Settlement Loan

A Lawsuit cash advance provides plaintiffs with access to the proceeds of their lawsuit before the case settles. Lawsuit loans are a huge benefit for those who have bad credit and cannot obtain financial assistance through other funding mechanisms. Settlement loans are evaluated based on underwriting policies and the amount of any lawsuit settlement loan is dependent on the value of the lawsuit.  Before lawsuit loans were made available to the public, most plaintiffs were forced to settle their lawsuits early or for an amount that is less than its true value.  With the advent of settlement loans, plaintiffs have a greater opportunity to fight insurance companies for longer.  In the process, plaintiffs may win a larger settlement.

How long is the payback terms of a lawsuit settlement loan

You do not pay anything until your case is settled. If you are not successful in receiving a settlement, you do not owe us anything.  There are no monthly payments.

Type of cases we fund

  • Motor Vehicle Accidents
  • Personal Injury Accidents
  • Slip and Fall/Premise liability
  • Workers’ Compensation Loans-(available only in following states at this time) Alaska, Arizona, Connecticut, Delaware, Florida, Georgia, Indiana, Illinois, Iowa, Kansas, Louisiana, Mississippi, Missouri, Montana, Nebraska, Nevada, North Dakota, Rhode Island, South Dakota, Vermont, Washington, West Virginia, Wyoming.
  • Medical Mal Practice
  • Wrongful Death
  • Wrongful Termination/Discrimination

Why Choose Smart Lawsuit Funding

Our services are different than other lawsuit loans or settlement loans funding companies because we are better, faster and more efficient.  This makes our services are much more affordable!  Smart Lawsuit Funding prevents financial ruin, giving plaintiffs the peace of mind needed to continue litigating their lawsuits.  Smart provides you with the money you need until your case settles.  Properly used, a lawsuit loan provides great advantages when facing large and wealthy defendants or corporations.